This online copy is presented for educational purposes only. For all official purposes, the formal publication in PDF format prevails.
Notice: The table on this page pertains to central banks, supervisors and prospective Alkaimi Ecosystem™ financial institutions, and to any reader weighing the model. The full answer to each row is on the next page, The 14 questions.
The table sets each problem a critic raises in this section beside the model's solution and the resolution that follows. Each row points to the item that carries the full answer and the authorities behind the answer.
| Problem | Solution | Resolution |
|---|---|---|
| A crypto token | One centrally administered ledger; no distributed ledger; no market | Outside every cryptoasset definition (4.1) |
| The asset’s price falls | Issues 0.80 against the underwriter’s 0.90; surety; asset maintenance | The holder is paid to the full issued value (4.2) |
| Self-certification | Members’ regulators, underwriters, and independent audit and attestation | Three checks outside the administration (4.3) |
| Currency at the desk | The member institution’s retail bank, and the repo route | Exits served as for any bank (4.4) |
| Not designated | Wholesale stage, metered by sequence | A stage, not a finding (4.5) |
| Governing law | England and Wales; bearer instrument in electronic form | Enforceable contract; asset stays the client’s property (4.6) |
| Monetary policy | New credit funded by the central bank’s advance | Channels hold; credit control tightens (4.7) |
| Policy rules | Fewer claims, calmer credit, and new credit priced by the central bank | The rule keeps steadier inputs and gains tools (4.8) |
| Swaps at four banks | Settlement opens no claim to hedge | Hedging need falls as volume moves (4.9) |
| Deposit or insurance | Value held in custody, owed by no one | Not a currency deposit; held value not insured (4.10) |
| Sanctions | Every holder screened; every movement recorded | Frozen when the law requires; no route around (4.11) |
| Pegisai™ fails | No client value held by Pegisai | No holder exposed; continuity supervised (4.12) |
| A central bank pledge | Collateral that is a claim on no one | Serves the charter, under the bank’s own rules (4.13) |
| An electronic receipt | No bailee issues a DTA™; no goods covered; no title passes | Not a document of title; nothing held elsewhere (4.14) |